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Bear Survival Quiz™
Crash Scenario Tester · TEST
WHAT IS THIS
Bear Survival Quiz™ presents 5 real historical market crashes — 2008 Financial Crisis, Dot-com Bust 2000, COVID March 2020, 1997 Asian Financial Crisis, and the 2022 Rate Shock — and tests what you would have done at the worst moment of each.
WHY IT'S USEFUL
The biggest destroyer of long-term wealth is not bad stock picks — it is panic selling at market bottoms. JP Morgan Guide to the Markets (2023) shows that missing just the 10 best trading days over 20 years reduces annual returns from 9.8% to 5.6%. Most of those best days occur within 2 weeks of the worst days.
HOW TO USE
1
Read each crash scenario — the date, context, and how bad it felt at the time
2
Choose your action from 4 options at the worst moment of each crash
3
See the reveal — what actually happened after your decision point
4
Receive your Survival Score at the end — A through F
5
Review your behavioural profile
REFERENCES
[1]JP Morgan Guide to the Markets 2023 — Missing 10 best days analysis.
[2]Irrational Exuberance — Shiller (2015).
[3]The Little Book of Common Sense Investing — Bogle (2007).
[4]IDX crash data — BEI & Bloomberg 1997, 2008, 2020.
SCENARIO 1 OF 5
2008
Global Financial Crisis
Lehman Brothers just collapsed. S&P 500 is down 40% in 6 months. IHSG has fallen 50%. Every outlet says it will get worse.
Your Rp 100M portfolio is halved. What do you do RIGHT NOW?
Ready to go deeper?
Professional analysis awaits.